St. Paul Travelers takes the risk out of UK risk assessment.

Service based model delivers benefits from day one.

Dublin, 20 November, 2006 - Mapflow, leading provider of location intelligent solutions to the insurance, transport and "mobile workforce" markets, has announced the successful completion of a contract to implement Mapflow's RiskView solution for insurance within St. Paul Travelers' commercial underwriting business.

RiskView provides St. Paul Travelers UK with a building level assessment of the risk associated with a property across multiple peril categories. Delivered using an on-line "software as a service" model, RiskView helps St. Paul Travelers assess the risk at an individual property level, rather than the wider area as in traditional solutions.

Roy Hesketh, Commercial Underwriting Systems Development Manager, commented, "We recognise the importance of improving the accuracy of our property underwriting profitability through a thorough assessment of attendant natural perils, especially subsidence and flood. We believe that the most cost effective way to achieve this is through Mapflow's on-line risk mapping service which removes the need for us to invest in expensive software and data, while providing up-to-date information when and where we need it."

Richard Bryce, Mapflow CEO, said, "The ability for insurers to assess risk at building level is now on the agenda of every commercial insurer in the UK. By combining the leading perils risk models with an on-line delivery approach, RiskView provides insurers a sophisticated set of tools to enable better pricing decisions and increased underwriting profitability. By using a service based model, benefits can be delivered from day one - without the often prohibitive expense and implementation risk associated with traditional enterprise software licensing and data acquisition models."

About St. Paul Travelers
St. Paul Travelers is a member of The St. Paul Travelers Companies Inc. - a worldwide property and liability insurance organisation founded in 1853 in Saint Paul, Minnesota, USA, which has assets worth around $110 billion and achieves consistently high independent credit ratings for its financial strength and ability to pay claims.

In the UK, St. Paul Travelers provides property-casualty insurance for selected industrial, professional and institutional sectors.

About Mapflow
Mapflow is a leading provider of enterprise location software and services. Our Enterprise Location Server (ELS) product provides organizations with a way to embed rich location information and functionality within their business processes. Our industry specific business applications add location intelligence to insurance (risk assessment), field services (resource management) and transportation (road user charging) organizations.

About RiskView
RiskView, part of Mapflow's solution suite for the insurance sector, provides underwriters with the on-line tools required to make accurate, fast decisions on whether to write policies, and at what rate, through the real-time identification of peril level risk for an individual property. RiskView combines best-in-class software with access to the most comprehensive set of third-party flood, subsidence, crime and other peril models. RiskView is provided under a Software as a Service (SaaS) business model.